Healthcare & Life Sciences
Insurance for healthcare providers, pharmacies, laboratories, and the professionals who work in them.
In healthcare, the biggest risks are not to buildings but to patients, professional reputations, and sensitive data.
Healthcare providers face claims alleging errors in diagnosis and treatment, operate expensive diagnostic equipment, and hold large volumes of confidential patient records.
We help clinics, day-surgery centres, pharmacies, and laboratories put cover in place for each of those exposures, and help individual practitioners meet the insurance conditions attached to their licences.
Protection designed for care providers.
Medical malpractice
Claims alleging negligent treatment, diagnosis, or advice, including legal defence costs.
Property and equipment
Premises, fit-out, and medical equipment against fire, water damage, and theft.
Equipment breakdown
Sudden breakdown of imaging machines, sterilisers, and other critical equipment.
Cyber and data liability
Response costs and claims following a breach of patient data or a ransomware attack.
Group medical and workmen's compensation
Cover for clinical and administrative staff.
Medical malpractice insurance is a licensing requirement in the UAE.
Health regulators require licensed healthcare professionals and facilities to maintain medical liability insurance. We arrange individual and facility policies that meet these requirements and provide the certificates needed for licensing and renewal.
Does a facility policy cover the doctors who work there?
It depends on the policy. Some cover employed staff, while visiting consultants usually need their own malpractice cover.
Is cover based on when treatment happened or when the claim is made?
Most malpractice policies are claims-made, so it is important to keep cover continuous and arrange run-off cover when you stop practising.
Can you insure a new clinic before it opens?
Yes. We can arrange cover for fit-out, equipment, and liability ahead of opening.
Need protection for your future?
Global coverage, trusted assurance. Our advisors are available Mon – Sun 9:00 AM – 6:00 PM.