Travel Insurance
Emergency medical treatment, cancellations, delays, and lost luggage covered for business trips, family holidays, and study abroad.
A plan for every kind of trip.
Travel policies are priced on destination, trip length, age, and the activities you plan. Pick the type that matches how you travel.
Single trip
Cover for one journey from departure to return. Ideal for an annual holiday or a one-off business trip.
Annual multi-trip
Unlimited trips within a year, each up to a maximum length. Usually better value if you travel three or more times a year.
Family
Parents and children on one policy, travelling together or separately depending on the plan.
Student and long stay
Extended medical cover for study programmes and long assignments abroad.
What a travel policy pays for.
Typically covered
- Emergency medical and hospital treatment abroad
- Medical evacuation and repatriation
- Trip cancellation or curtailment for covered reasons
- Missed departures and travel delays
- Lost, stolen, or delayed baggage
- Personal liability while travelling
Typically not covered
- Travel against official government advice
- Undeclared pre-existing medical conditions
- Hazardous sports unless added to the policy
- Losses linked to alcohol or drug misuse
- Cancellation because you change your mind
- Unattended valuables and cash above the limit
Travelling to Europe? Schengen visas require at least €30,000 of medical cover.
Applicants for a Schengen visa must show travel medical insurance valid across all Schengen countries for the whole stay, covering emergency treatment and repatriation with a minimum of €30,000. We issue policy certificates in the format embassies expect.
A short checklist for a trip without surprises.
Paperwork
- Buy cover as soon as you book, so cancellation is protected
- Save your policy certificate and emergency number on your phone
- Carry copies of your passport and visa
Health
- Declare any medical conditions when you buy cover
- Pack prescribed medicines in original packaging
- Check vaccination requirements for your destination
If something goes wrong
- Call the assistance line before going to hospital where possible
- Keep receipts, medical reports, and police reports
- Report lost baggage to the airline before leaving the airport
When should I buy travel insurance?
As soon as you book. Cancellation cover only protects you from the date the policy starts.
Does my health insurance cover me abroad?
Some health plans include emergency cover abroad, but rarely cancellation, delays, or baggage. A travel policy fills those gaps.
Are adventure activities covered?
Many plans cover low-risk activities as standard. Skiing, diving, and other higher-risk activities often need an add-on.
Can I extend cover if my trip runs longer?
Usually yes, if you ask before the policy ends. Contact us with your new return date.
Need protection for your future?
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